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Q: What kind of compensation am I entitled to if I am involved in an auto accident and I am injured?
A: If you are injured in a car accident and you are not at fault, you may be compensated for any damages and losses resulting from the accident. This may include costs of repairs and expenses necessary for you to have the same quality of life you had prior to the accident.
There are two basic areas in which you may be able to receive compensation.
Property Damage - This covers the costs related to damage to your vehicle. You may be compensated for:
The cost of repairing your car
The difference between the value of the car prior to the accident and the salvage value after the accident, if it is a total loss
The cost of any towing and storage fees and the cost of a rental car, if needed
The damage or repairs to any other personal property that may have been damaged in the accident
Bodily Injury - This includes the costs related to your physical and mental health and earning power and takes into account both present and future damages.
Medical expenses including hospitalization, therapy, home nursing care, physical therapy, prescriptions, orthopedic equipment, and travel expenses related to your recovery). A medical professional may be needed to evaluate the cost of present damages and the estimation of the cost of future damages.
Pain and suffering which may include any physical, emotional, and mental pain or anguish caused by the accident. A medical professional may also need to evaluate the situation to help determine the amount of compensation.
Loss of wages which will take into consideration whether your disability is temporary or permanent, what your income was prior to the accident, whether accident-caused impairments make it impossible for you to continue to do your job, what future earnings would have been possible if you had not become disabled, what is your age, experience, education, and training.
