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In the case of Burdick v. Erie Insurance Group, the Superior Court held that an insurance policy that excludes uninsured benefits when the insured collides with off road vehicles, is against public policy and violates the Motor Vehicle Financial Responsibility Law.
In this case, the plaintiff, while driving his regular vehicle, was hit by a dirt bike on a public road. The defendant dirt bike driver was uninsured. The plaintiff's insurance company denied uninsurance benefits under the plaintiff's vehicle's policy. The Court held this denial was illegal.
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