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Personal Injury

12/18/2008
James R. Carroll, Jr., Esquire
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Wal-Mart Limits Subrogation Rights Against Workers

This is interesting. After the Shank case, Wal Mart is backing off on its quest to recoup tort recoveries from it's employees.

"Law360, New York (December 10, 2008) -- Public criticism against Wal-Mart Stores Inc.'s attempt to recoup health care costs from a brain-damaged former employee has driven the retail giant to alter its 2009 employee benefits plan and remove or limit its subrogation rights, according to a nonprofit group."

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Labels: health care costs shank subrogation walmart

General

3/30/2009
James R. Carroll, Jr., Esquire
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Insurance company denials of benefits in Pennsylvania and New York

I just read this article from McClatchy on "How Insurers secretly blacklist millions with common ailments." When you read this article, you'll realize why we need universal health care in the United States of America.

Trying to buy health insurance on your own and have gallstones? You'll automatically be denied coverage. Rheumatoid arthritis? Automatic denial. Severe acne? Probably denied. Do you take metformin, a popular drug for diabetes? Denied. Use the anti-clotting drug Plavix or Seroquel, prescribed for anti-psychotic or sleep problems? Forget about it. What's more, you can discover that if you lie to an insurer about your medical history and drug use, you will be rejected because data-mining companies sell information to insurers about your health, including detailed usage of prescription drugs.

Labels: health care costs insurance